Checking Accounts
Our Business Checking accounts offer competitive service fees and low minimum balance requirements.
Average collected deposit balances in Cash Management Checking earn favorable credit rates that offset service charges.
Cash Management
When combined with an analyzed checking account, additional available services include:
Account Balance Management:
- Free online banking with access to accounts, ability to download activity into multiple formats, account alerts, and online statements
- Sweep services with competitive service fees and investment rates
- Zero balance accounts to separate activity
Convenient Deposit Solutions:
- Courier service with flexible pickup frequency
- Deposits by mail from your office
- “Fortune Teller Express” – our remote capture service where you can deposit checks electronically from your desk
- Branch networks made available through our banking partnerships
- Lockbox service
- Merchant card processing
- Armored car pickup service
Disbursement Services for Efficient Payment Processing:
- Free online bill pay
- Optional ATM Check Card with 10 free ATM transactions per month
- Credit cards with expense management capabilities
- Internet ACH origination
- Wires – U.S. and foreign currency
- Internet wires at a reduced cost available to frequent originators
- Positive Pay service for check fraud prevention
Money Market Accounts and CDs
Our money market accounts and certificates of deposit offer low minimum balance requirements and highly competitive rates. And, did you know that through the CDARS network Fortune Bank can provide you with FDIC insurance on deposits over $100,000?
Commercial Lending
Our experienced lending team can assist you with financing working capital, equipment, real estate, and other needs through:
- Revolving Credit Lines
- Equipment Loans
- Real Estate Loans – permanent, construction, land acquisition and development
- SBA Loans through 7A or 504 Programs
- Letters of Credit
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